Bankruptcy

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Wisconsin Bankruptcy Lawyers

Heywood, Cari & Anderson has helped vast numbers of individuals file for bankruptcy or avoiding it, if possible. Bankruptcy Law provides a legal method for an individual to either discharge the debts by liquidating assets and distributing them among creditors, or resolve them by developing a plan involving the repayment of creditors over time.

The primary purposes of bankruptcy laws are to relieve honest individuals in debt and to provide them with a fresh start. Attorneys at Heywood, Cari & Anderson can help any bankruptcy client, individual or business, to make the best plan for their specific situation. We handle the following types of bankruptcy.

  • Chapter 7
  • Chapter 11
  • Chapter 12
  • Chapter 13

Chapter 128

In Wisconsin another alternative to bankruptcy is what is commonly referred to as a Chapter 128. A Chapter 128 is not a consumer credit counseling plan and it is not a bankruptcy, but it has many of the advantages of both. A Chapter 128 is a repayment plan through the Wisconsin Circuit Court system that stops interest on debt and allows the debt to be repaid over a maximum term of three years.

“Heywood, Cari & Anderson, S.C. is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”

Chapter 128 is a voluntary debt consolidation plan through the Wisconsin Circuit Court system. It is not a consumer credit counseling plan and it is not bankruptcy. There are two major differences:

  • Bankruptcy is Federal. Chapter 128 is strictly a State of Wisconsin plan.
  • Chapter 128 is the opposite of bankruptcy: you are repaying the debts.

HUDSON OFFICES

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PRESCOTT OFFICES

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CALL HEYWOOD, CARI, & ANDERSON TODAY

The attorneys of Heywood, Cari & Anderson have the experience and skills to help you with almost any legal issue. Contact us today.

816 Dominion Drive
Suite 100
Hudson, WI 54016
144 North Broad Street
Prescott, WI 54021